Pickup Truck Loans

Pickup Truck Loans

Financing a new or used truck can be challenging, especially if you don’t have the best credit score. At CarFundy, we can help you find an outstanding value truck loan that’s right for your budget.

In today’s rocky economic climate, many people are feeling the pinch. Some people have emerged from financial difficulties and are ready for a fresh start — only to find that bad credit is holding them back. Students looking for their first car, people wh o once had good credit but who have endured bankruptcy or repossession, and those who simply don’t have a credit history because they’ve tended to use cash: all these groups can find it difficult to obtain auto financing.

What If I Have Bad Credit?

A truck can be a significant investment, especially when you’re putting your life back together after financial upheavals. Unfortunately, bad credit can make obtaining a truck loan much more complicated than it has to be.

With a poor credit score, accommodating lenders can be challenging to find. Even if you find someone who’ll offer you a loan, it’s often at very unfavorable terms. High interest is common, and many lenders will insist on large down payments that many struggles to afford.

That’s where CarFundy comes in. We can help you find an affordable loan from a responsible lender without over – inflated interest or high down payments that are outside your budget. At CarFundy, we understand that not everyone has a pristine credit score or has managed to avoi d missed payments now and again. Instead, we look at your present financial situation and match you with a truck loan that’s appropriate for you.

I Have A Bankruptcy In My Past. Can I Still Get a Truck Loan?

Bankruptcy can be a complicated process. Even after your Chapter 7 or Chapter 13 bankruptcy is discharged, you still face damaged credit and difficulty with lenders. CarFundy can help you find a truck loan even if you’ve had to declare bankruptcy. We can also help some clients to find available bank ruptcy truck loans.

Will a CarFundy Truck Loan Damage My Credit?

Some people worry that getting a bad credit truck loan will lower their credit score even further. In fact, the opposite is true. A truck loan can be the first step towards getting your credit back in shape.

Obtaining a truck loan won’t harm your credit score and may improve it. Discharging your truck loan through regular repayments helps create a track record of responsible borrowing, improving your credit score, and making it much easier to borrow in the future. All you have to do is ensure that the amount you borrow and the monthly repayments are within your means. Once you begin making regular payments on your new or used truck, your credit will start to recover.

To find out more about CarFundy’s truck loan services, why not contact us today? You can apply online or call and speak to one of our friendly loan officers. You can also visit CarFundy in person at one of our convenient locations.


  • Let's Get Started