Title Loans

Title Loans

Are you struggling financially? Would a temporary short-term loan solve a lot of your problems? Many people face a temporary financial shortfall due to medical costs, emergency home repairs, or an unexpected bill.

CarFundy can help. Our reasonably priced vehicle title loans give you the breathing space you need to get back on top of your budget. We can offer you a fast cash loan even when traditional lenders can’t. Our title loans are perfect for people who can’t wait for a decision or have bad credit and can’t obtain loans elsewhere.

What is a Vehicle Title Loan?

A vehicle title loan is a short-term loan secured against the title on your car, truck, RV, or motorcycle. Unlike a conventional car pawn or similar arrangement, a title loan doesn’t require that you turn over your vehicle to the lender. Instead, a lien is placed on the vehicle’s title while you remain free to use it as usual. You’ll make regular repayments on the loan, and when it’s paid off, along with interest, the lien is removed.

Who is Eligible for a Title Loan?

To be eligible for a title loan, you’ll need to own your vehicle completely. Your name must be on the title, and there must be no existing liens against the vehicle. In some cases, a car with only a few payments left might also be acceptable.

Your vehicle will need to be in good condition. You’ll need to show evidence that it’s roadworthy, either by having it inspected or providing clear photographs of crucial areas (the odometer, for example).

You’ll need to be able to show that you reside at a specific address and that you have a source of income. This would usually be your wages, your pension, unemployment benefits — any income source as long as you can prove that it’s reliable.

Why Would I Choose a Vehicle Title Loan?

A vehicle title loan is much faster than a traditional loan. If you meet the eligibility requirements, you could be approved and receive your cash payment on the same day. It’s quick, convenient, and hassle-free. You can apply online or even over the phone!

Our car title loans are very fast. Filling in the application can sometimes take just minutes. Once your loan is approved, we aim to give you your cash loan as fast as possible. Your money can be paid directly into your bank or collected at any MoneyGram location.

Another advantage of a car title loan over a conventional loan is that you can spend the money on anything you need. Traditional loans usually come with stipulations as to what you can do with the money. Title loans can be used for whatever you want, from home repairs or a new appliance to that vacation you’ve always dreamed of.

I Have a Low Credit Score. Can I Still Get a Title Loan?

Title loans are perfect for people with bad credit, a low credit score, or limited credit history. With a title loan, your credit score isn’t factored into the loan decision. You have to prove that you have sufficient equity on your vehicle to cover the loan and enough income to meet your repayments.

Florida Car Title Loans

If you own your car and have completed all or nearly all of your repayments on it, you could be eligible for a car title loan.

There’s a lot of money tied up in your car, money which you might want to unlock when faced with temporary financial issues. You might feel as if you have few options besides selling your car. A title loan is a much better option, however. With a car title loan from CarFundy, you get to unlock that stored equity without having to give up your primary means of transport.

When you apply for a title loan with us, you won’t have to hand over your car even temporarily. Your vehicle will remain in your possession, and you’ll be able to drive it whenever and wherever you want, just as you usually would. A lien is placed on your car title for the duration of the loan. Once you make the final payment, the lien will be removed once more.

Applying for a cat title loan couldn’t be easier. Using our car loan calculator, you can use our easy-to-follow online application process to see how much you could potentially borrow. You can also call up and speak to one of our friendly loan officers or visit our physical offices to apply in person.

Florida Truck Title Loans

You’ve finally completed the payments on your truck, and now you own it free and clear. Then a financial emergency strikes. It would help if you had cash and fast. If only you could free up some of the money you’ve invested in your truck — but you don’t want to sell it.

The answer could be a truck title loan from CarFundy. We can help you with an affordable, quick cash loan based on the value of your truck. Instead of selling your truck or leaving it impounded with a pawn company, you can carry on driving it just as you usually do. CarFundy places a lien on your truck’s title, which only remains in place until you finish paying off the loan. During the loan period, you can operate your truck as usual.

Applying for a truck title loan couldn’t be easier. You can apply online, using our truck loan calculator to find out how much you can borrow. Online applications take just minutes. If you feel like you need some help, you can also apply over the phone or in-person at one of our offices. Our friendly loan officers are waiting to help you with your application. It’s so simple, and the approval process is so quick. You could be walking out of our office with a helpful cash loan the same day.

Florida RV Title Loans

Your RV was such an excellent investment. You’ve been diligently making payments, maybe for years, and now you own it free and clear. Then one day, you find yourself in need of cash — fast. Do you sell your RV, perhaps taking a significant loss in the process? Instead of giving up your vehicle, you could unleash that stored equity in the form of a title loan.

An RV title loan lets you borrow against your RV’s value while continuing to drive it as usual. CarFundy will place a lien on your title, removing it once your loan is completed.

Florida Motorcycle Title Loans

You might think that the only way to unlock the value of your motorcycle could be to sell it. With a motorcycle title loan from CarFundy, you’ll be able to meet any temporary financial shortfall while still riding your bike as usual. Our motorcycle loan calculator will help you to see how much you could borrow.

We offer cash loans to vehicle owners, regardless of credit history. To find out how a title loan from CarFundy could help you, apply for a loan today. There’s no obligation and no fee until your loan is finalized. Apply online, by phone, or in person.


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